What a car really costs a month
Payment, insurance, fuel or charging, maintenance, registration and sales tax, for any price in any of the 51 states and DC. Shows whether your state lets a trade-in reduce the taxable price.
Work out a car → FinancePay cash, or finance and keep the cash
What each path costs today, what the loan charges, what the money you keep earns at a rate you choose, and the one return at which the two come out level. Sourced loan and deposit rates. No verdict.
Compare them →Why these look different to other calculators
Most car calculators give you one confident number. That number is a payment, and a payment is the smallest part of what a car costs. It is also, almost always, built on figures nobody will show you.
These do two things differently. They price the whole cost of running the car, not the loan alone. And every input is a sourced row: when we cannot find a figure for your state, you are told that the national average stood in, rather than being handed it silently.
Where a real range exists, we show the range. Two people buying the same car in the same state pay genuinely different insurance, and a single number would be a guess wearing a suit.